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investigation open

Updated about 1 month ago

Optimum First Mortgage Data Breach

▼ Key takeaways

•Reports suggest a potential breach involving Optimum First Mortgage.
•Discovered on June 19, 2026.
•Affects individuals in: Arizona, California, Colorado, Florida, Idaho, Illinois, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington.
•Confirmation level: Based on reports.

Detailed summary

Optimum First Mortgage, a mortgage lender operating in 15 states, reportedly experienced a data breach on or about June 19, 2026. The ransomware group Pear has claimed responsibility for the incident. No official company statement, notification letter, or regulator filing has been identified.

The breach reportedly involved the exposure of personal information. However, a confirmed itemized list of data types, and whether SSNs, medical data, or financial account data were definitively involved, has not been publicly confirmed. The number of affected individuals is also unknown and has not been publicly confirmed.

Details about this incident may emerge over time, and official notices to consumers may be delayed.

Company Response Timeline

Breach Occurred

Jun 19, 2026

Company Discovered

Jun 19, 2026

Regulator Notified

Unknown

Consumers Notified

Unknown

0 days to discover

Breach Verification Status

Reports Only

Current

Initial dark web reports of potential breach

Company Confirmed

Company has acknowledged the breach

Regulator Confirmed

Confirmed by regulatory authorities

Note: Breach verification can take time. Information may evolve as more details become available from companies and regulators.

Case Status:

Investigation Open

We're actively investigating this case and seeking affected individuals.

Were You Affected By This Breach?

If you are a customer or have received a data breach notification, you may submit your information as part of our ongoing investigation. Submitting your information is free and does not obligate you.

Were you in the Optimum First Mortgage breach? Check your email

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Check Your Risk Level

Answer a few questions to understand how this breach might affect you

Do you use Optimum First Mortgage?

Yes

What state are you in?

What should I do?

Change your passwords

Update passwords for the affected service and any accounts using the same password

Enable two-factor authentication

Add an extra layer of security to your accounts

Monitor your accounts

Watch for suspicious activity on your financial and online accounts

Watch for phishing attempts

Be cautious of emails or messages claiming to be from the affected company

Consider a credit freeze

Prevent unauthorized access to your credit report

Scan your email for other exposures

Check whether this address shows up in other known breaches. Free, no account.

Get your info off data-broker sites

Data Shield files removal requests with every broker that accepts an authorized agent, and gives you the exact link or letter for the brokers that only accept requests from you.

See how Data Shield works