Banking
    High
    investigation open
    Updated 16 days ago

    Directed IRA Data Breach

    ▼ Key takeaways

    • •Reports suggest a potential breach involving Directed IRA.
    • •Discovered on October 30, 2026.
    • •Possible data exposed: Names, Addresses, Social Security numbers, Driver's license numbers, Government ID numbers, Financial account information, Payment card information.
    • •Affects individuals in: Arizona, Texas, Vermont.
    • •Confirmation level: Confirmed by regulators.

    Breach confirmed

    The Directed IRA breach is confirmed. If you may be affected, add your details below and we will take it from there.

    Detailed summary

    Directed Trust Company, operating under the brand Directed IRA, disclosed a data breach after unauthorized activity occurred between July 4 and July 16, 2026. The Arizona-regulated financial trust company submitted official notifications to state attorneys general, including filings in Vermont on October 27, 2026, and Texas on October 28, 2026. The firm sent written breach notification letters to affected individuals by U.S. mail.

    The incident compromised sensitive personal and financial records. Exposed data elements include individual names, addresses, Social Security numbers, driver's license numbers, government identification details, financial account codes, and credit or debit card numbers. Regulatory data compilations report that up to 9,586 individuals nationwide were affected, including 1,346 residents in Texas and nine in Vermont. No clinical medical data was reported compromised.

    Law firms announced investigations following the regulatory disclosures. As state investigations proceed and additional state breach logs update, class size counts and technical scope details may adjust.

    Data possibly involved

    • Names
    • Addresses
      Could be combined with other data for identity theft
    • Social Security numbers
      Can be used to open fraudulent accounts and file false tax returns
    • Driver's license numbers
      Can be used for identity fraud
    • Government ID numbers
    • Financial account information
    • Payment card information

    Company Response Timeline

    Response Grade
    D

    Notified consumers within 91–180 days

    Breach Occurred

    Jul 4, 2026

    Company Discovered

    Jul 16, 2026

    Regulator Notified

    Oct 27, 2026

    Consumers Notified

    Oct 27, 2026

    12 days to discover
    103 days to notify consumers

    Breach Verification Status

    Reports Only

    Complete

    Initial dark web reports of potential breach

    Company Confirmed

    Complete

    Company has acknowledged the breach

    Regulator Confirmed

    Current

    Confirmed by regulatory authorities

    Note: Breach verification can take time. Information may evolve as more details become available from companies and regulators.

    Case Status:
    Investigation Open

    We're actively investigating this case and seeking affected individuals.

    Were you affected? Submit your information below.

    Were You Affected By This Breach?

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    What should I do?

    Change your passwords

    Update passwords for the affected service and any accounts using the same password

    Enable two-factor authentication

    Add an extra layer of security to your accounts

    Monitor your accounts

    Watch for suspicious activity on your financial and online accounts

    Watch for phishing attempts

    Be cautious of emails or messages claiming to be from the affected company

    Consider a credit freeze

    Prevent unauthorized access to your credit report

    Scan your email for other exposures

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